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So another key date to be aware of is January 31 — the deadline for employers to issue 2017 W-2s to employees and, generally, for businesses to issue 1099s to recipients of any 2017 interest, dividend or reportable miscellaneous income payments.

So be sure to keep an eye on your mailbox or your employer’s internal website.

The rule provides a significant planning opportunity if one spouse is substantially wealthier than the other.

But don’t fall for the common misconception that investing in a fund just before a distribution date is like getting “free money.” True, you’ll receive a year’s worth of income right after you invest.

If you’re like many Americans, you might not start thinking about filing your tax return until close to this year’s April 17 deadline.

You might even want to file for an extension so you don’t have to send your return to the IRS until October 15.

But if you file first, it will be the tax return filed by a potential thief that will be rejected — not yours.

What to look for Of course, in order to file your tax return, you’ll need to have your W-2s and 1099s.

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