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Note that while some places don't accept American Express, they might accept Pay Pal, which is a portal that allows you to pay for goods with your credit card.

In many circumstances, this includes American Express. Compare American Express cards and apply for one here.

Like other credit cards, American Express credit cards come in different variations including, high-income earner cards (Platinum, Black), low rate and fee cards, Frequent Flyer cards and store cards (David Jones).

As of 19 November 2015, you can use your American Express card to pay via Apple Pay on your i Phone, i Pad or Apple Watch.

Some merchants will charge a surcharge for using an American Express card.

We've noted stores that do this in the table above.

American Express cards come in two formats: those issued by American Express itself, and "companion cards", which are available from most major Australian banks.

With a companion card, you'll receive an American Express card and either a Visa or Mastercard as well.

While the above list isn't definitive, it does provide an idea of the scope of retailers that accept American Express without charge.

In this list, there may be some retailers, in particular aggregators and marketplaces, that only accept American Express for certain items.

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